We'll tell you when tax season is open and when it closes. Nothing more.
An annuity is a continuing payment, with a fixed total annual amount, coming from an annuity contract or agreement whereby inbound monthly contributions were made prior to a specific date (in terms of the contract).
A retirement annuity will start to pay out fixed payments back to the investor for a lifetime, at the date of retirement. The date is normally pre-determined in the contract.